Which Option Is Right For You?
To rent or to buy a home? There has been a long debate on renting versus buying. Today's housing market is sending a clear picture, now is the time to invest and purchase a home.
RentingFor some, renting is what they can afford at the moment and frankly are not ready to purchase, especially if it’s a new neighborhood they aren’t sure they may even like. But, if you’re renting to wait to buy until you can afford to stay in your current neighborhood. We have affordable options for you, so you know you can afford that monthly mortgage payment.
BuyingBuying protects the consumer from rising rental amounts, especially for someone wanting to stay in the same place for a longer amount of time. Unlike rent, mortgage payments remain the same, allowing you to rest easy when planning your monthly budget. When rent goes up, you potentially have to find a new place, spending more to move, a new security deposit, and worry if your new place will become unaffordable as well. Purchasing a home is also an investment in your future. Paying down your mortgage balance builds equity in your home. Being able to call a home yours has real value too. Many people accumulate a substantial equity in their home and this can be a great safety net for retirement.
Ready to buy, but not sure what to do?
We Do Loans That Banks Can't or Won't!
We can remove the hassle and worry that sometimes come when working with other banks. We have the relationships, tools and connections to get your mortgage loan done - even in challenging financial situations. And if you already have great credit - perfect! We are a breeze to work with and we can get your loan done quickly!