FHA

FHA Home Loans with GSF Mortgage

Designed to make homeownership affordable. FHA mortgages are a popular product for home purchases. You can purchase a home with a lower down payment, less documentation and lower credit scores than a conventional loan.

FHA loans enable more people to achieve homeownership by allowing borrowers who have less than perfect credit, no credit history, or who may have experienced some financial missteps, like a foreclosure or bankruptcy, to qualify. The Wisconsin FHA Home Loan is government-backed to help you purchase or refinance a home. Purchase a home at a lower down payment, and a lower credit score. Refinance a home for a lower rate, debt consolidation, or home improvement.

FHA loans give people with past credit issues the opportunity to purchase or refinance their Wisconsin home. Underwriting guidelines for FHA mortgage loans are not as restricted as conventional mortgage guidelines. This allows FHA the flexibility to lend to individuals with lower credit scores and for those with less money to put down.

FHA Mortgage Benefits

Low Down Payments
3.5% down payment is a great benefit for first-time homebuyers, those who have little money to put down.
100% Gift Funds
In addition to a low down payment, the down payment funds can come from a gift.
Variety of Products
30, 20 and 15 year fixed, Adjustable Rate Mortgage (ARMS) and 203k loan (Home Renovation Loans).
Insure All Types of Properties
FHA loans are available for single-family detached homes, 2-4 unit homes, condos, and manufactured homes.

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